Friday, February 12, 2010

Illinois Health Insurance and the Indemnity Plans

By Mike Novelli

As the health insurance reform bill has been a topic of overwhelming contention, for the last year, more Americans recognize the deficiencies of a government-sponsored health plan. For those, who do not have medical coverage, the benefits of shopping around for a low cost health plan or medical quote, outpace passing the problems associated with the proposed, national health insurance reform bill.

If Obama's health plan reform bill is passed, a series of issues will encumber our nation. Fewer people will be compelled to enter a health and medical profession operated by the government. With fewer medical professionals to serve a higher demand of healthcare, rationed medical care and negative economic implications will be the ultimate outcomes. These serious issues enforce the importance for Americans to shop around for a low cost health plan, exercising one's choice to select their own health care.

During the recent great recession, the health care sector's employment growth added 631,000 new jobs, at a time when other industries have been shedding employees. From an economic standpoint, the health sector accounts for some 14.3 millions jobs. (Source: BLS.gov). Health insurance reform, in the way of nationalizing medical care health care in America, will result in an exorbitant job loss rate, lower quality healthcare and inevitably raise taxes.

Other countries, such as Canada, have demonstrated how socialized healthcare plans are prone hinder more than health issues. A study, published by the American Medical Student Association, analyzing Canada's socialized health care system, illustrates that waiting list discrepancies amongst medical facilities and Canadian provinces are the norm.

Although, Canadians have access to medical coverage, a study published in the 2009 Lancet Oncology showed that five-year cancer survival is higher in the United States (Wall Street Journal.com). Since the socialized plan is unable to accommodate all the preventative screenings, a high percentage of conditions go undiagnosed. The findings suggest that rather then overtly ration health care Canada' health system uses waiting lists.

The data from another study by the Joint Canada/U.S. Survey of Health suggests that Canadians, who are on socialized health care, are not any healthier than their uninsured, American counterparts.

Numerous data supports that Americans are better off shopping around for a low cost health plan than endorsing a health insurance reform bill that will ultimately cripple our nation's economic infrastructure.

Rather then mandate a national health insurance reform bill, resembling a socialized system, where medical care will inevitably be rationed for financial and practicality reasons, Americans have to decide between a health insurance reform, which is a euphemism for nationalized health care or shopping around for a low cost health plan.

About the Author:

No comments:

Post a Comment